Engagement Options
Our clients pay us to give them holistic, unbiased advice. That’s it. We do not sell commission-based products, so we have the freedom to develop your financial plan and investment strategy free of outside influence.Project-Based Planning
Ongoing Planning
Ongoing Planning + Investment Management
Project-Based Planning
Good fit if:
- You want advice on a specific area of your financial plan.
- You like to manage your finances yourself but would like a second set of eyes on your plan.
- You are looking for a one-time engagement where you implement the plan yourself.
Project-Based Planning services available:
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- Budgeting/cash flow planning
- Debt management
- Student loan management
- Retirement planning
- Education funding planning
- Major purchase planning (e.g., buying a house)
- Career transition planning
- Insurance analysis
- Employee benefits selection
- Investment advice (but not management)
- Tax planning*
- Wills, trusts, and estate documents planning*
Ongoing Planning
Good fit if:
- You are looking for an accountability partner.
- You are too busy to manage your personal finances and need to delegate the analysis of the various financial decisions you face.
- Your finances are too complex to manage yourself.
Ongoing Planning services include:
-
- Budgeting/cash flow planning
- Debt management
- Student loan management
- Retirement planning
- Education funding planning
- Major purchase planning (e.g., buying a house)
- Career transition planning
- Insurance analysis
- Employee benefits selection
- Investment advice (but not management)
- Tax planning*
- Wills, trusts, and estate documents planning*
Ongoing Planning + Investment Management
Good fit if:
- You like everything about the Ongoing Planning services, and you also want to outsource the management of your investments.
- You want access to professionally managed portfolios.
- You want the convenience of automatic investing, rebalancing, and tax-loss harvesting.
- You need help transitioning an existing portfolio with large capital gains.
Ongoing Planning + Investment Management services include:
All services from Ongoing Planning plus-
- Selection of professionally managed portfolios based on risk and time horizon
- Automatic investing and rebalancing
- Tax-loss harvesting (after-tax accounts only)
*We do not provide tax or legal advice.